Mortgage and Income Protection Advice in Cardiff

Your mortgage payment is probably your largest financial commitment each month. It is vitally important that your mortgage can be repaid should the worst happen. We can discuss all your insurance requirements to help you protect and keep your home, we are able to advise and recommend what products would be most appropriate to you and your family.

Mortgage Protection Plans

This type of insurance is designed to help protect against the impact of death, terminal illness or critical illness (if chosen) on you and your family and will pay a lump sum to help pay off your outstanding mortgage.

Income Protection Plans

This type of insurance aims to protect your Income against the financial impact of incapacity on you and your family’s lifestyle. It is designed to pay you a regular tax free monthly benefit if you can’t work due to incapacity caused by an illness or an injury and which results in a loss of earnings.

As with all insurance policies, conditions and exclusions will apply.