Remortgaging Advice

Remortgaging is when you move your existing mortgage form one lender to another. For example, you might remortgage when your current fixed rate is about 6 months away from finishing, as there may be a better rate or more suitable product. You may also want to remortgage to raise additional funds for things like home improvements or debt consolidation.

Remortgaging need not be a hassle. In fact, it’s something we should all think of regularly to make sure we’re still on the best mortgage deal.

At First in Mortgages we have access to hundreds of mortgage products, including some exclusive options not available on the high street. We can do this because First in Mortgages is a whole of market mortgage broker that compares products from across the whole market. We will give you the right mortgage advice to help you switch your mortgage to a more favourable product, potentially saving you money each month or reducing the term of your mortgage and therefore the total amount paid back over the entire term.

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage.

What we charge

Initial consultations are free of charge. A typical fee of £295 may be charged to arrange your mortgage. The fee is dependent on your circumstances. £95 paid on application, this fee is non-refundable. £200 is payable upon completion of your mortgage.